Insurance for Integrative Health

Insurance

Do we take insurance?
The question is really: do insurance companies take us? Presently, insurance reimbursements depend on procedure and diagnostic codes based on conventional methodology and do no take into account time spent with the patient, or complementary approaches, such as acupuncture and mind/body techniques for treatment.

For example, a health insurance company will reimburse several thousand dollars for a ten minute ophthalmology procedure which uses advanced computer equipment and little expenditure of personal resources, but deny reimbursement for an integrative medicine evaluation and treatment where a patient spends more than one hour with a doctor for just a few hundred dollars. That one appointment can result in the prevention of further progression of the disease and can even lead to regression to a more healthier state.

Likewise, insurance companies will pay for a total knee replacement for many thousands of dollars but not pay for a much less costly National Institute of Health approved acupuncture treatment for pain and mobility affecting not just that individual knee, but the whole body's response to degenerative arthritis. It just doesn't make dollar "cents".

Yes, we support health insurance that recognizes the benefits of preventative complementary medicine, but at this point in time, insurance companies typically do not participate in many complementary practices.

The value of feeling well again
Is living a pain-free and healthy life worth what you would spend on a few nights at a nice hotel? Or how about all the money you pay-out in co-pays to doctors and the pharmacy? Go back and add up how much you've been spending. You'll be surprised.

Then ask yourself if the treatment plan is working. Are you connecting with your doctor or is he or she rushing you through another appointment? Here at the Center, we listen first, set goals, and together work to achieve your optimum health.

We're here for you. Let us help.

Can I submit my bill for reimbursement?
Yes, we encourage you to do so. Often insurance companies will reimburse a portion of your claim. At the present time, our office will bill visits with Dr. Stram and Jennifer Adams, N.P. to the New York State's Empire Insurance Plan, with other insurance companies pending. If your insurance is not one which Dr. Stram or Jennifer Adams participates with, your reimbursement will depend on your individual benefits under these circumstances.

Our office manager, Nadine, will be more than happy to give you completed health claim forms with the Center’s practitioner’s evaluation and procedure codes to submit to your insurance company. The greatest number of requests for reimbursements come from patients of complementary medicine; your demand for this kind of health care will steer insurance companies to make the change, just the way it did for chiropractic care not long ago.

Will my employer’s flexible medical spending account pay for the Center’s services and prescribed supplements?
Yes. Most if not all of our services should be covered under these plans. You will need to check the details of your individual employer’s coverage. Optimizing your health and well-being is a sensible way to spend your pre-tax dollars.

It’s just a matter of time:
Presently, insurance companies have not yet fully embraced the philosophy that paying for preventative care increases a person’s health and longevity while reducing the overall health care costs for the individual, the insurance company and society as a whole.

Founder and director of the Center for Integrative Health and Healing, and Chairman and director of emergency departments in the upstate area, Dr. Stram sees first hand how the lack of focus on prevention has produced a significant rise in emergency room visits to over 20% ** in the past ten years. In addition, our society’s overall health care costs have risen 20% over the past five years to almost 17% of our Gross National Product; more than double that of any other industrialized nation of the world, creating a significant economic burden on our society.

"It's just a matter of time” , says, Dr. Stram, “ that insurance will appreciate the value of the changing face of medicine and the preventative benefits of the integrative model of health care.”




		"Integrative medicine puts patients at the heart of their own health and well-being."



		Insurance Do we take insurance? The question is really: do insurance companies take us? Presently, insurance reimbursements depend on procedure and diagnostic codes based on conventional methodology and do no take into account time spent with the patient, or complementary approaches, such as acupuncture and mind/body techniques for treatment. For example, a health insurance company will reimburse several thousand dollars for a ten minute ophthalmology procedure which uses advanced computer equipment and little expenditure of personal resources, but deny reimbursement for an integrative medicine evaluation and treatment where a patient spends more than one hour with a doctor for just a few hundred dollars. That one appointment can result in the prevention of further progression of the disease and can even lead to regression to a more healthier state. Likewise, insurance companies will pay for a total knee replacement for many thousands of dollars but not pay for a much less costly National Institute of Health approved acupuncture treatment for pain and mobility affecting not just that individual knee, but the whole body's response to degenerative arthritis. It just doesn't make dollar "cents". Yes, we support health insurance that recognizes the benefits of preventative complementary medicine, but at this point in time, insurance companies typically do not participate in many complementary practices. The value of feeling well again Is living a pain-free and healthy life worth what you would spend on a few nights at a nice hotel? Or how about all the money you pay-out in co-pays to doctors and the pharmacy? Go back and add up how much you've been spending. You'll be surprised. Then ask yourself if the treatment plan is working. Are you connecting with your doctor or is he or she rushing you through another appointment? Here at the Center, we listen first, set goals, and together work to achieve your optimum health. We're here for you. Let us help. Can I submit my bill for reimbursement? Yes, we encourage you to do so. Often insurance companies will reimburse a portion of your claim. At the present time, our office will bill visits with Dr. Stram and Jennifer Adams, N.P. to the New York State's Empire Insurance Plan, with other insurance companies pending. If your insurance is not one which Dr. Stram or Jennifer Adams participates with, your reimbursement will depend on your individual benefits under these circumstances. Our office manager, Nadine, will be more than happy to give you completed health claim forms with the Center’s practitioner’s evaluation and procedure codes to submit to your insurance company. The greatest number of requests for reimbursements come from patients of complementary medicine; your demand for this kind of health care will steer insurance companies to make the change, just the way it did for chiropractic care not long ago. Will my employer’s flexible medical spending account pay for the Center’s services and prescribed supplements? Yes. Most if not all of our services should be covered under these plans. You will need to check the details of your individual employer’s coverage. Optimizing your health and well-being is a sensible way to spend your pre-tax dollars. It’s just a matter of time: Presently, insurance companies have not yet fully embraced the philosophy that paying for preventative care increases a person’s health and longevity while reducing the overall health care costs for the individual, the insurance company and society as a whole. Founder and director of the Center for Integrative Health and Healing, and Chairman and director of emergency departments in the upstate area, Dr. Stram sees first hand how the lack of focus on prevention has produced a significant rise in emergency room visits to over 20% in the past ten years. In addition, our society’s overall health care costs have risen 20% over the past five years to almost 17% of our Gross National Product; more than double that of any other industrialized nation of the world, creating a significant economic burden on our society. "It's just a matter of time” , says, Dr. Stram, “ that insurance will appreciate the value of the changing face of medicine and the preventative benefits of the integrative model of health care.” Home- The Team- Our Services- How It Works- Classes- Newsletter- Insurance-Testimonials- Getting Here- Contact Us The Center for Integrative Health and Healing 388 Kenwood Avenue Delmar, NY 12054 518-689-2244 Located 10 minutes south of Albany, New York Privacy Practices Notice**